GoCardlessFinance & invoicingFree plan: Standard tier with no monthly fee: 1.0% + €0.20 per domestic transaction (capped at €4.00, significantly cheaper than card processing for large invoices)
Made in United KingdomJoiin pricing in Europe (October 2026): plans & deals
Paid plans from £24 a month. Free trial: 14-day full feature free trial on all plans, no credit card required. Paying yearly saves £96 (Business).
BEST CURRENT OFFER Official offer
Pay yearly and save £96 (Business)
£40 a month billed yearly instead of £48 a month.
See Joiin plans- No code needed
- Applied when you choose yearly billing
- Official vendor checkout
Free trial14-day full feature free trial on all plans, no credit card required
Paid plans from£24 a month
Data stored inHosted on Amazon Web Services (AWS) in London, UK and Dublin, Ireland European cloud regions
Data protectionUK Data Protection Act 2018 registered, strict European GDPR Article 28 compliance, 256-bit SSL banking encryption, and read-only accounting tokens
CompanyLeading UK and European multi-entity financial consolidation and reporting software provider (Joiin Ltd), based in Exeter, United Kingdom
Joiin plans and prices
| Plan | Monthly (GBP) | Yearly billing, per month (GBP) | Includes |
|---|---|---|---|
| Growth | £24 | £20 | Consolidate up to 3 business entities. Automated direct sync with Xero and QuickBooks, group profit & loss, balance sheets, multi-currency conversion with European Central Bank rates |
| BusinessYearly billing saves £96 | £48 | £40 | Consolidate up to 10 business entities. Intercompany transaction eliminations, Sage integration, custom management report packs with branding, budget vs actual variance analysis |
| Enterprise | £96 | £80 | Consolidate up to 25 business entities. Unlimited users and client sharing, automated scheduled report delivery, priority accounting support, and dedicated onboarding consultant |
Prices as listed on Joiin’s pricing page; VAT may be added at checkout. joiin.co · Checked 22 Oct 2026
| Plan | Monthly (EUR) | Yearly billing, per month (EUR) | Includes |
|---|---|---|---|
| Growth | €28 | €23 | Consolidate up to 3 business entities. Automated direct sync with Xero and QuickBooks, group profit & loss, balance sheets, multi-currency conversion with European Central Bank rates |
| BusinessYearly billing saves €120 | €56 | €46 | Consolidate up to 10 business entities. Intercompany transaction eliminations, Sage integration, custom management report packs with branding, budget vs actual variance analysis |
| Enterprise | €112 | €93 | Consolidate up to 25 business entities. Unlimited users and client sharing, automated scheduled report delivery, priority accounting support, and dedicated onboarding consultant |
Prices as listed on Joiin’s pricing page; VAT may be added at checkout. joiin.co · Checked 22 Oct 2026
What will you pay for Joiin?
Up to 3 entities (Growth: £20/mo / €23/mo)50+ entities (Custom group accounting volume tier)
Growth£24 / monthly
Consolidate up to 3 business entities. Automated direct sync with Xero and QuickBooks, group profit & loss, balance sheets, multi-currency conversion with European Central Bank rates
BusinessCheapest£48 / monthly
Consolidate up to 10 business entities. Intercompany transaction eliminations, Sage integration, custom management report packs with branding, budget vs actual variance analysis
Enterprise£96 / monthly
Consolidate up to 25 business entities. Unlimited users and client sharing, automated scheduled report delivery, priority accounting support, and dedicated onboarding consultant
A look at Joiin
What you work with in Joiin.
Joiin · GoCardless · Stripe side by side
Figures from each vendor’s own pricing and privacy pages.
| Joiin | GoCardless |  Stripe | |
|---|---|---|---|
| Free plan | — | Standard tier with no monthly fee: 1.0% + €0.20 per domestic transaction (capped at €4.00, significantly cheaper than card processing for large invoices) | No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA) |
| Paid plans from | £24 a month | €50 a month | €299 a month |
| Data stored in | Hosted on Amazon Web Services (AWS) in London, UK and Dublin, Ireland European cloud regions | European cloud infrastructure with primary data centers located in the UK and Ireland (AWS Europe) | Multi-region AWS cloud infrastructure with European customer and transaction data hosted in Dublin (Ireland) and Frankfurt (Germany) |
| Origin | United Kingdom | United Kingdom | IE |
Checked 22 Oct 2026. Prices as each vendor lists them.
Is Joiin worth it?
Strengths & best fit
Best for: group accountants, CFOs, multi-entity businesses, and financial advisory practices in the UK and Europe seeking automated consolidated reporting across Xero, QuickBooks, Sage, and Excel.
Free trial: 14-day full feature free trial on all plans, no credit card required.
Good to know
Headquartered in Exeter, United Kingdom, Joiin connects directly to Xero, QuickBooks, and Sage to automate group financial consolidation. It eliminates manual spreadsheet work by handling multi-currency FX conversions, intercompany eliminations, custom group P&L, balance sheets, and cash flow reports ready for board presentation.
Joiin alternatives and their deals
GoCardlessFinance & invoicingStripeFinance & invoicingFree plan: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA)
PaddleFinance & invoicingFree plan: Merchant of Record model: 5% + $0.50 per transaction covering payment processing, global sales tax/EU VAT remittance, and fraud protection with zero monthly subscription fee
Watch a Joiin walkthrough
Questions
Does Joiin have a free trial?▼
Yes. 14-day full feature free trial on all plans, no credit card required.
How much does Joiin cost?▼
Business costs £48 a month; £40 a month billed yearly instead of £48. Prices as the vendor lists them.
Is there a Joiin discount code?▼
The confirmed saving today is yearly billing: £96 (Business).
How does Joiin handle multi-currency consolidation for European entities?▼
Joiin supports daily exchange rates from the European Central Bank (ECB) and other central banks. It automatically converts entity data into your chosen base currency (EUR, GBP, or USD) using both average rates for P&L and closing rates for balance sheets.
What does Joiin say about data protection for EU customers?▼
UK Data Protection Act 2018 registered, strict European GDPR Article 28 compliance, 256-bit SSL banking encryption, and read-only accounting tokens (joiin.co, Checked 22 Oct 2026).
Where does Joiin store customer data?▼
According to joiin.co: Hosted on Amazon Web Services (AWS) in London, UK and Dublin, Ireland European cloud regions. Checked 22 Oct 2026.
Price history: Growth £24, Business £48, Enterprise £96
Start free, upgrade when you need it
Free trial: 14-day full feature free trial on all plans, no credit card required. Paid plans from £24 a month.
- No code needed
- Applied when you choose yearly billing
- Official vendor checkout