PaddleFinance & invoicingFree plan: Merchant of Record model: 5% + $0.50 per transaction covering payment processing, global sales tax/EU VAT remittance, and fraud protection with zero monthly subscription fee
Made in IEStripe pricing in Europe (October 2026): plans, free plan & deals
Paid plans from €299 a month. Free plan: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA).
PRICING AT A GLANCE Official price
Plans from €299 a month
Free plan: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA).
See Stripe plans- No code needed
- Official vendor checkout
Free planNo setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA)
Paid plans from€299 a month
Data stored inMulti-region AWS cloud infrastructure with European customer and transaction data hosted in Dublin (Ireland) and Frankfurt (Germany)
Data protectionAuthorized Electronic Money Institution by the Central Bank of Ireland, PCI-DSS Level 1 certified, strict Article 28 GDPR DPA with Standard Contractual Clauses
CompanyGlobal financial infrastructure and payment processing leader (Stripe Technology Europe, Limited), with European headquarters in Dublin, Ireland
Stripe plans and prices
| Plan | Monthly (EUR) | Yearly billing, per month (EUR) | Includes |
|---|---|---|---|
| Standard (Pay per Transaction) | Free | Free | No setup fee and no monthly fee. 1.5% + €0.25 for standard EEA cards, €0.29 for iDEAL, €0.35 for SEPA Direct Debit. 100+ payment methods, Stripe Checkout, fraud detection with Radar |
| Custom / Enterprise | €299 | €249 | For high-volume merchants processing >€80,000/month. Volume discounts on interchange ++ pricing, multi-product discounts, dedicated technical account manager, and 24/7 phone support |
Prices as listed on Stripe’s pricing page; VAT may be added at checkout. stripe.com · Checked 22 Oct 2026
What will you pay for Stripe?
€5,000 / mo (Standard Pay-as-you-go, 1.5% + €0.25)€250,000+ / mo (Enterprise dedicated rates & manager)
Standard (Pay per Transaction)Cheapest€0 / monthly
No setup fee and no monthly fee. 1.5% + €0.25 for standard EEA cards, €0.29 for iDEAL, €0.35 for SEPA Direct Debit. 100+ payment methods, Stripe Checkout, fraud detection with Radar
Custom / Enterprise€299 / monthly
For high-volume merchants processing >€80,000/month. Volume discounts on interchange ++ pricing, multi-product discounts, dedicated technical account manager, and 24/7 phone support
A look at Stripe
What you work with in Stripe.
Stripe · Paddle · Adyen side by side
Figures from each vendor’s own pricing and privacy pages.
| Stripe | Paddle |  Adyen | |
|---|---|---|---|
| Free plan | No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA) | Merchant of Record model: 5% + $0.50 per transaction covering payment processing, global sales tax/EU VAT remittance, and fraud protection with zero monthly subscription fee | Transparent Interchange++ pricing: €0.11 fixed processing fee per transaction + payment method fee (€0.13 for iDEAL, €0.19 for Bancontact, interchange rate for Visa/Mastercard) |
| Paid plans from | €299 a month | US$499 a month | €450 a month |
| Data stored in | Multi-region AWS cloud infrastructure with European customer and transaction data hosted in Dublin (Ireland) and Frankfurt (Germany) | Cloud infrastructure hosted in AWS Europe (Ireland) and AWS UK data centers with strict data isolation | Proprietary European data centers in Amsterdam and Frankfurt, operating on dedicated banking-grade server infrastructure without public cloud dependency |
| Origin | IE | United Kingdom | Netherlands |
Checked 22 Oct 2026. Prices as each vendor lists them.
Is Stripe worth it?
Strengths & best fit
Best for: Internet businesses, global SaaS developers, and scaleups requiring the most comprehensive developer-first financial infrastructure with localized European payments, automated subscription billing, and built-in EU VAT calculation.
Free plan covers: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA).
Good to know
With dual headquarters in Dublin, Ireland and South San Francisco, Stripe Technology Europe, Limited operates as an authorized electronic money institution regulated by the Central Bank of Ireland. European transactions benefit from direct integrations with SEPA Direct Debit, iDEAL, Bancontact, Cartes Bancaires, and Giropay, along with automated European B2B reverse-charge validation through Stripe Tax.
Stripe alternatives and their deals
PaddleFinance & invoicingAdyenFinance & invoicingFree plan: Transparent Interchange++ pricing: €0.11 fixed processing fee per transaction + payment method fee (€0.13 for iDEAL, €0.19 for Bancontact, interchange rate for Visa/Mastercard)
MollieFinance & invoicingFree plan: No monthly subscription fee or setup fee: transparent pay-as-you-go per successful transaction
Lemon SqueezyFinance & invoicingFree plan: Merchant of Record model: 5% + $0.50 per transaction with no monthly subscription fee; covers global sales tax, EU VAT collection, digital product hosting, and license keys
Watch a Stripe walkthrough
Questions
Does Stripe have a free plan?▼
Yes. Free plan: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA).
How much does Stripe cost?▼
Standard (Pay per Transaction) costs €0 a month. Prices as the vendor lists them.
Is there a Stripe discount code?▼
No discount is confirmed today. New offers appear at the top of this page when we confirm them.
How does Stripe handle European VAT and B2B reverse charge?▼
Through Stripe Tax, the platform automatically validates customer VAT identification numbers in real-time against the European Commission VIES database. If a valid B2B VAT number is supplied from another EU member state, Stripe applies 0% reverse charge and marks the invoice accordingly.
What does Stripe say about data protection for EU customers?▼
Authorized Electronic Money Institution by the Central Bank of Ireland, PCI-DSS Level 1 certified, strict Article 28 GDPR DPA with Standard Contractual Clauses (stripe.com, Checked 22 Oct 2026).
Where does Stripe store customer data?▼
According to stripe.com: Multi-region AWS cloud infrastructure with European customer and transaction data hosted in Dublin (Ireland) and Frankfurt (Germany). Checked 22 Oct 2026.
Price history: Custom / Enterprise €299
Start free, upgrade when you need it
Free plan: No setup fee and no monthly subscription: transparent pay-as-you-go per transaction (1.5% + €0.25 for standard European cards, €0.29 for iDEAL, €0.35 for SEPA). Paid plans from €299 a month.
- No code needed
- Official vendor checkout