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Wise Business pricing in Europe (October 2026): plans, free plan & deals

Paid plans from €∞ a month. Free plan: One-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations.

PRICING AT A GLANCE Official price

Plans from €∞ a month

Free plan: One-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations.

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Checked 19 Oct 2026·wise.com·we may earn a commission
Wise Business multi-currency balances dashboard with local EUR, GBP, and USD account details
Free planOne-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations
Paid plans from€∞ a month
Data stored inCustomer financial data hosted in tier-1 secure EU data centers (Belgium and Germany) under National Bank of Belgium (NBB) regulation
Data protectionRegulated Electronic Money Institution compliant with GDPR, PSD2, and strict European financial safeguarding laws
CompanyUK and European financial technology leader (Wise Europe SA / Wise Payments Ltd), founded in London and Tallinn

Wise Business plans and prices

PlanMonthly (EUR)Yearly billing, per month (EUR)Includes
Wise Business AccountFreeFreeOne-time €50 setup fee, no recurring monthly subscription. Local IBANs for EUR, GBP, USD, AUD and 8+ currencies, mid-market FX rates, batch payments up to 1,000 transfers, Xero and QuickBooks sync

Prices as listed on Wise Business’s pricing page; VAT may be added at checkout. wise.com · Checked 19 Oct 2026

What will you pay for Wise Business?

€1,000 / mo (Freelancer)€100,000+ / mo (Volume Transfer discounts)
Billing
Wise Business AccountCheapest€0 / monthly
One-time €50 setup fee, no recurring monthly subscription. Local IBANs for EUR, GBP, USD, AUD and 8+ currencies, mid-market FX rates, batch payments up to 1,000 transfers, Xero and QuickBooks sync
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A look at Wise Business

What you work with in Wise Business.

Batch payroll and supplier paymentsUpload a single file to execute up to 1,000 international transfers at mid-market exchange rates.
Corporate debit cardsIssue multi-currency physical and digital cards for team members with individual monthly limits.
Accounting software syncAutomated daily bank feeds connecting transactions directly to Xero, QuickBooks, and FreeAgent.

Wise Business · Revolut Business side by side

Figures from each vendor’s own pricing and privacy pages.

Wise BusinessRevolut Business
Free planOne-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operationsFree Basic tier with multi-currency business accounts, company debit cards, and 5 fee-free local transfers per month
Paid plans from€∞ a month€25 a month
Data stored inCustomer financial data hosted in tier-1 secure EU data centers (Belgium and Germany) under National Bank of Belgium (NBB) regulationCustomer data stored in ISO 27001-certified secure data centers within the European Union (Germany and Lithuania)
OriginUnited KingdomUnited Kingdom

Checked 19 Oct 2026. Prices as each vendor lists them.

Is Wise Business worth it?

Strengths & best fit

Best for: European businesses, SaaS companies, freelancers, and ecommerce merchants needing multi-currency IBAN accounts, low-cost international bank transfers, and transparent mid-market FX rates.

Free plan covers: One-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations.

Good to know

Wise Business charges no recurring monthly subscription fee for standard operations after a one-time £45 / €50 account setup fee. It provides local bank account details (including EUR IBAN, GBP sort code, USD routing number) so clients can pay you locally without international wire fees. Funds are safeguarded with leading European institutions under EU/UK regulatory oversight.

Wise Business alternatives and their deals

Revolut BusinessFinance & invoicing

Free plan: Free Basic tier with multi-currency business accounts, company debit cards, and 5 fee-free local transfers per month

Watch a Wise Business walkthrough

Wise Business Account – The ULTIMATE Guide 2026 (New Features + Pro Tips)YouTube · Wise
Wise Business Tutorial (2026) - How to Set Up a Wise Business Account and Transfer MoneyYouTube · Julian Weber

Questions

Does Wise Business have a free plan?▼

Yes. Free plan: One-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations.

How much does Wise Business cost?▼

Wise Business Account costs €0 a month. Prices as the vendor lists them.

Is there a Wise Business discount code?▼

No discount is confirmed today. New offers appear at the top of this page when we confirm them.

Does Wise Business support automated batch payments and payroll?▼

Yes. You can upload a single CSV or use the Wise Business open API to send up to 1,000 international and domestic payments with one click, integrating directly with accounting tools like Xero and QuickBooks.

What does Wise Business say about data protection for EU customers?▼

Regulated Electronic Money Institution compliant with GDPR, PSD2, and strict European financial safeguarding laws (wise.com, Checked 2026-10-19).

Where does Wise Business store customer data?▼

According to wise.com: Customer financial data hosted in tier-1 secure EU data centers (Belgium and Germany) under National Bank of Belgium (NBB) regulation. Checked 2026-10-19.

Price history: 19 Oct 2026 —

Start free, upgrade when you need it

Free plan: One-time €50 setup fee; no recurring monthly subscription fee for standard multi-currency business operations. Paid plans from €∞ a month.

  • No code needed
  • Official vendor checkout
See Wise Business plans →